Mortgage Advice

Mortgage Advice

As qualified independent mortgage advisors we are positioned to help you with that mortgage advice process from the decision in principle right the way to completion.With the ability to look at the whole of the market, we have a dedicated team who will review your individual circumstances and place you with the provider who will best meet your needs. Purchasing a home can be daunting filled with a lot of stress, let us take the pressure off you by finding the right lender for you needs. We can source from a panel of providers for your conveyancing requirements as well and you can be secure in knowing that from offer to completion, you have a team dedicated to addressing your needs.

Looking for buy to let?
Despite the property crash due to the recession, buy-to-let is still an attractive option for many people who buy homes and rent them out as an investment.

With a buy-to-let property, the goal is for the rental income to cover your mortgage and other costs leaving you with some income. That’s why buy-to-let is just as much about understanding your finances as having a property.

Getting the right mortgage deal for your buy-to-let property could save you a significant amount of money. Our expert advisers will find the best buy-to-let mortgage deal for you to help safeguard your investment and maximise your investment returns.

We can help you manage your portfolio and finances by understanding your individual circumstances and investment goals. So whether you’re looking for your first buy-to-let property or currently have a large property portfolio, you can rest assured that you’re in safe hands.

Get a buy-to-let mortgage that works with your property portfolio
To find out more about how we can help you with your buy-to-let mortgage fill in the form below. Our initial consultation is free of charge, and there’s no obligation to use our services.

The FCA does not regulate most buy to let mortgages

Are you looking to move house, remortgage or are you a first time buyer?

Getting a mortgage is one of the biggest financial commitments you’ll probably ever make, so it’s worth spending the time to get it right. But with so many residential mortgages to choose from, it can be difficult to find the right mortgage for your personal circumstances.

Getting the right mortgage for you is simple because we do all the work for you. As independent mortgage experts, we’ll save you time, money and stress.

We’ll work with you to help build the right package for you within your budget, and our attention to details ensures that it covers all the extra little costs that sometimes get missed or are forgotten about such as home insurance, life insurance and wills.

By working with us you’ll also understand your options with regards to potential issues such as what would happen if you couldn’t work or became seriously ill because your home may be repossessed if you do not keep up repayments on your mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage

There is a fee for mortgages services. The precise amount will depend on your circumstances, but this will start from a consultation fee of £100 and can range up to no more than 2% of the mortgage amount.

If you’re looking to boost your income in retirement, then you might have considered equity release. After all the latest figures from the Equity Release Council (ERC) show it’s popularity is soaring.

Equity release helps you unlock cash from your home when you’re in retirement without having to sell it and move to another home. You can either borrow against the value of your home or sell all or part of it in exchange for a lump sum or a regular monthly income.

There are a wide range of options and you have to meet certain conditions to be eligible which is why talking to our equity release specialist will help you consider how you can use your housing equity in retirement and make a big difference to your quality of life.

Equity release won’t be for everyone. Our equity release adviser will explain the things you need to think about such as how it might affect your family’s inheritance, your tax position and any benefits you receive.

All equity release schemes offered by us meet the ERC’s standards , the industry body for the equity release sector. The ERC represents providers, lawyers, surveyors, and qualified financial advisers and intermediaries like Odyssey Wealth Management, who are active in the equity release sector. As well as setting standards, the ERC is committed to putting in place safeguards to protect and reassure you, the consumer.

Boost your retirement income
To find out how much equity you could release fill in the form below to arrange a free no-obligation initial consultation with our equity release specialist.

This may involve a lifetime mortgage or home reversion scheme. To understand the features and risks ask for a personalised illustration.

There maybe a fee for equity release advice. The precise amount will depend on your circumstances but we estimate it would be £800

All Investment and Pension advice is carried out by Odyssey Wealth Management Ltd.

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